.sm_heading {  
	font-weight: bolder; 
	font-style: normal; 
	background-color: tan;
	text-align: center;
}

.sm_subheading {  font-family: Verdana, Arial, Helvetica, sans-serif; font-style: italic; color: #990000; background-color: #FFFFCC; font-size: small; font-weight: normal; margin-left: 20px}

.sm_default {  font-size: smaller; font-family: Geneva, Arial, Helvetica, san-serif; color: #003300;}

.sm_border {  background-color: #660000; height: 10px}